Access to credit enables poor people the ability to become entrepreneurs, increasing their earnings and improving the quality of their lives.  To date, the Moll Family Foundation has given out several small loans for various business proposals...and 90% are actively repaying their commitment.

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In 2019, a second pilot program was launched by creating savings clubs.  Beginning with a group of 50 people, a detailed savings plan was outlined where 6-10 people would band together and contribute equally to a joint savings account.  The participants in each group would determine the monthly amount that each would pledge, with the knowledge that this amount would be matched by the MFF.  Three specific purposes were hoped to be accomplished with this program.  First a level of trust and joint co-operation by group members would be achieved.  Secondly, organizational skills such as self-determined accountability and the communication of needs would be established and adhered to.  And thirdly, that instead of living just "moment to moment," a dream of an individual or group activity or business venture can be considered and planned for...thus, lifting themselves out of poverty.